Terms of use.

1. About this site

This website is operated by IFE — Integrity Financial Empowerment ("IFE", "we"), a financial-strategy practice founded by Abdu Mohamed. It exists to publish educational content, introduce prospective clients to our framework, and provide a way to schedule a private strategy session.

2. Educational content, not advice

Everything published on this site — articles, case studies, frameworks, descriptions of services — is general educational content. It is not individualized financial, tax, legal, accounting, or insurance advice. No content on this site, including downloads or resources, creates an advisory or fiduciary relationship between you and IFE.

A formal advisory relationship is established only through a signed engagement agreement and the appropriate licensing and disclosures required in your jurisdiction.

3. Composite & illustrative examples

Case studies, hypothetical scenarios, charts, and outcome narratives shown on this site are composite: assembled from patterns observed across multiple engagements, anonymized, and presented for illustration only. They are not representative of any individual client and are not guarantees, projections, or representations of typical client results.

4. Acceptable use

• Don't attempt to disrupt the site, its forms, or its booking systems.
• Don't scrape, mirror, or repurpose the published essays without attribution and a clear link back.
• Don't submit content through forms that you don't have the right to share, or that contains private information about a third party.

5. Third-party links

We sometimes link to external sites — research, regulators, scheduling tools, payment processors. We don't control those sites and aren't responsible for their content, terms, or privacy practices.

6. Trademarks & content

"IFE — Integrity Financial Empowerment" and the IFE monogram are marks of Abdu Mohamed. Long-form content and frameworks published on this site are © IFE. Quotation with attribution and a link is welcome; verbatim republication is not.

7. Disclaimers & limitations

The site is provided "as is" and "as available." To the maximum extent permitted by applicable law, IFE disclaims all warranties, express or implied, regarding accuracy, completeness, fitness for a particular purpose, or uninterrupted availability of the site or its content.

IFE will not be liable for any indirect, incidental, consequential, or special damages arising from use of, or inability to use, the site or any content on it.

8. Governing law

These terms are governed by the laws of the jurisdiction in which IFE is registered and licensed. TODO: Insert specific governing-state language and registered business name once licensing-by-state list is finalized.

9. Changes

We may update these terms occasionally. Continued use after changes are posted constitutes acceptance.

10. Contact

Questions: Abdu@ifelegacy.com.